Financial Videos

How to Hire a Handyman

Ask Danny, Financial, Repairs and Installation, Video by Danny Lipford

How to Hire a Handyman

Zeb asks, “Can you give me some advice on how to hire a decent handyman?

Start by asking how many years they’ve been in business, how they price their work, and if they provide a free estimate. It’s also important to be sure they carry liability insurance in case they are injured on the job. Watch this video.

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Hiring a Handyman

Ask Danny, Financial, Video by Danny Lipford

Hiring a Handyman

Hiring a handyman is not easy and many people have had unpleasant experiences trying to do so. They don’t show up, they don’t return calls, they say they can do the work, but then do a poor job. In order to avoid this type of disappointment, here’s some advice. Watch this video.

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Buying Tools vs. Renting Tools

Ask Danny, Financial, Tools & Hardware, Video by Danny Lipford

Buying Tools vs. Renting Tools

If you’re like me, walking into a hardware store or home center can be dangerous. If I see a tool I don’t have, then I want it. But, in reality, there are tools that I simply don’t need. This is where it really pays to examine the option of renting a tool. Watch this video.

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Benefits of a Home Warranty

Ask Danny, Financial, Video by Danny Lipford

Benefits of a Home Warranty

A home warranty is a service contract, that usually lasts for one year, which helps protect homeowners against the cost of unexpected repairs or replacement on their major systems and appliances that break down due to normal wear and tear. This annual contract can be a significant savings, especially if you are not particularly handy with home repairs. Watch this video.

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Using Shade to Reduce Energy Bills

Ask Danny, Doors and Windows, Financial, Green Home, Heating and Cooling, Video by Danny Lipford

Using Shade to Reduce Energy Bills

Homeowners are always looking for easy, economical ways to reduce their monthly heating and cooling costs. If your home heats up in the summertime the solution may be as simple as a little shade. Rooms with windows that get direct sunlight will heat up quickly in warm weather putting a strain on your cooling system but there are some things you can do to help ease that load. Watch this video.

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Programmable Thermostat

Ask Danny, Financial, Green Home, Heating and Cooling, Interior, Video by Danny Lipford

Programmable Thermostat

With energy costs constantly on the rise there are tons of gimmicks out there that say they will save you money. People always want to know what’s for real and what’s not. Watch this video.

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Insurance Policy Limits

Ask Danny, Financial, Video by Danny Lipford

Insurance Policy Limits

People who have recently received a homeowner’s insurance settlement often ask why the amount was lower than they expected. What most don’t realize is that their policy had coverage limits for some of the items lost. For example, a $1000 limit for combined losses of jewelry, furs or related items is not uncommon. Watch this video.

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Documenting Your Valuables

Ask Danny, Financial, Video by Danny Lipford

Documenting Your Valuables

Most people know they should document their home’s contents for insurance reasons but they often ask why or how to do it the right way. If you have a loss due to fire, theft or natural disaster your insurance company will need certain details to complete the claims process. Watch this video.

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Renter’s Insurance

Ask Danny, Financial, Video by Danny Lipford

Renter’s Insurance

People who rent their homes often ask whether they need insurance or they simply assume that their landlord’s insurance policy will cover them. If you rent, the fact is that your landlord’s insurance usually only covers the building where you live, but not your personal belongings so Renters Insurance may be a good idea for you. Watch this video.

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Flood Insurance for Your Home

Ask Danny, Financial, Video by Danny Lipford

Flood Insurance

In 2005, Hurricane Katrina left lots of people with questions about the differences between homeowners insurance and flood insurance. Flood insurance is an extra policy, but how do you know if you need flood insurance? The fact is, Flash floods can occur at almost any elevation, even if you are not in a flood zone. Watch this video.

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