http://www.dannylipford.com/home-improvement-video/understanding-the-declaration-page/ Expert Advice on Home Improvement Thu, 20 Nov 2008 07:24:00 +0000 http://wordpress.org/?v=2.6.3 http://www.dannylipford.com/home-improvement-video/understanding-the-declaration-page/#comment-1577 Doc Thu, 19 Jul 2007 21:16:58 +0000 http://new.dannylipford.com/home-improvement-video/understanding-the-declaration-page/#comment-1577 I am in a situation in which I need some advice. I am in a condo situation & I pay the neighbor of the joining property half of the insurance premium, annually. Every year I ask him for a receipt and a copy of the policy so I know what my coverage is. I always get a receipt that looks less than professional, but is typed and on a letter head. As for the policy, I have yet to see one. One year I got a copy of some borchure from the state. One year I called the Ins. company they told me they sent the policy to the condo Assn. which my neighbor is head of. This year I received a policy Declaration but the address reflects the address of the building but not my unit (east). How can I investigate if this Ins. is legit? What state agency overlooks this? My problem is my neighbor works for the Ins. co. & there is to many unanswered questions! I am in a situation in which I need some advice. I am in a condo situation & I pay the neighbor of the joining property half of the insurance premium, annually. Every year I ask him for a receipt and a copy of the policy so I know what my coverage is. I always get a receipt that looks less than professional, but is typed and on a letter head. As for the policy, I have yet to see one. One year I got a copy of some borchure from the state. One year I called the Ins. company they told me they sent the policy to the condo Assn. which my neighbor is head of. This year I received a policy Declaration but the address reflects the address of the building but not my unit (east). How can I investigate if this Ins. is legit? What state agency overlooks this? My problem is my neighbor works for the Ins. co. & there is to many unanswered questions!

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