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These days a nice artificial Christmas tree can cost $100 or more, but you can save big on a live Christmas tree if you do the cutting yourself.  No, I’m not talking about chopping one out of the neighbor’s yard. Find a tree farm that allows you cut it yourself and you’ll save money, get a fresh tree and enjoy a family outing all at the same time. Folks in suburban communities can count on spending about 30 to 45 dollars for a tree while those in rural areas will pay a bit less. You don’t need a truck because most Christmas tree farms will shake your tree to remove the lose needles and then package and load it for you. But remember… Get it into water within two hours after cutting.