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It’s important to prepare for little disasters too so don’t wait until a pipe bursts to start looking for a plumber or  wait until the power’s out to find an electrician. That’s not the time when you want to rely on the first listing you find when you open the Yellow Pages. That’s what the guys who charge big bucks for immediate service count on. You’re in a jam and they know it. Instead, plan ahead. Ask neighbors and friends who they use and why they like them, then start an emergency phone list by category. The good guys are always the busiest, so have them do a small repair first in a non-emergency situation. Then, when big problems occur, you’ll have someone you know and trust; someone who knows you, too.